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Startling Point Clear, AL Home Insurance Rates Study

This startling study about Point Clear, AL Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Point Clear, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Point Clear, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Point Clear 3 Beds, 1 Bath, 2280 sqft $184,000 $52
Spanish Fort 5 Beds, 3 Baths, 4,480 sqft $456,000 $125
Oriole Beach, FL 5 Beds, 1 Bath, 4,890 sqft $342,000 $172
Wallace, FL 4 Beds, 2 Baths, 2,210 sqft $189,000 $52
Foley 5 Beds, 4 Baths, 2,420 sqft $279,000 $69
Molino, FL 5 Beds, 4 Baths, 4,880 sqft $409,000 $146
Point Clear 4 Beds, 2 Baths, 1,640 sqft $222,000 $95
Allentown, FL 4 Beds, 3 Baths, 3,280 sqft $377,000 $135
Gulf Breeze, FL 3 Beds, 2 Baths, 1,670 sqft $173,000 $46
Chunchula 5 Beds, 2 Baths, 3,580 sqft $292,000 $71
Pensacola, FL 5 Beds, 4 Baths, 1,720 sqft $169,000 $65
Gulfcrest 2 Beds, 1 Bath, 1,200 sqft $132,000 $54
Mobile 5 Beds, 3 Baths, 2,150 sqft $246,000 $53
Gulf Shores 2 Beds, 1 Bath, 1,000 sqft $76,000 $35
Mulat, FL 4 Beds, 2 Baths, 3,000 sqft $257,000 $51
Saraland 5 Beds, 3 Baths, 3,210 sqft $363,000 $100
Gautier, MS 3 Beds, 1 Bath, 1,490 sqft $160,000 $50
Chumuckla, FL 2 Beds, 1 Bath, 920 sqft $98,000 $22
Movico 4 Beds, 1 Bath, 3,200 sqft $452,000 $85
Loxley 2 Beds, 1 Bath, 1,190 sqft $106,000 $29
Tanner Williams 2 Beds, 1 Bath, 1,510 sqft $121,000 $78

If your Point Clear, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Point Clear:

Claim Typical Claim Amount
WIND $15,500
APPLIANCE RELATED WATER $20,000
HAIL $6,500

Your Point Clear, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Franklin W Grimes Jr, 1111 e i65 service rd s ste 105, Mobile, AL, 36606 (251) 476-0614
  • Liberty Mutual Independent: Thomas Harrison & Associates, 26436 kensington pl, Daphne, AL, 36526 251-621-2180
  • Travelers: Willis Insurance Services Of California Inc, 51 st joseph st, Mobile, AL, 36602 334-834-9800
  • Farmers: Jim Coxe, 1550 s university blvd ste b, Mobile, AL, 36609 (251) 661-2000
  • GEICO: Ron Davis, 3766 airport boulevard, suite c, Mobile, AL, 36608 (251) 445-0053

Your Background Impacts Your Home Insurance Quotes

Here is a list of Point Clear, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score No Income 1 Pet, Non-Smoker $1,570
Part Time Job 650-699 Credit Score $25 to 50,000 No Pets, Non-Smoker $560
Freelancer 700-749 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $720