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In Depth Lipscomb, AL Home Insurance Rates Analysis

In Depth Analysis of Lipscomb, AL Home Insurance Rates to get you a leg up in your negotiations after you get quotes.

Replacement Value of your home in Lipscomb, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Lipscomb, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Lipscomb 3 Beds, 2 Baths, 1990 sqft $77,000 $40
Brantleyville 2 Beds, 1 Bath, 1,570 sqft $71,000 $43
Concord 2 Beds, 1 Bath, 1,390 sqft $93,000 $37
Mount Olive 3 Beds, 1 Bath, 2,330 sqft $114,000 $41
McDonald Chapel 3 Beds, 2 Baths, 2,190 sqft $88,000 $59
Moody 3 Beds, 2 Baths, 1,250 sqft $65,000 $20
Locust Fork 3 Beds, 2 Baths, 2,060 sqft $117,000 $43
Wilsonville 2 Beds, 1 Bath, 1,160 sqft $52,000 $13
Fayette 2 Beds, 1 Bath, 1,620 sqft $68,000 $25
Weogufka 3 Beds, 2 Baths, 1,790 sqft $74,000 $33
Cardiff 3 Beds, 1 Bath, 1,870 sqft $123,000 $39
Maplesville 2 Beds, 1 Bath, 1,010 sqft $70,000 $25
Samantha 2 Beds, 1 Bath, 1,520 sqft $64,000 $25
Hueytown 2 Beds, 1 Bath, 1,590 sqft $103,000 $29
Mineral Springs 3 Beds, 2 Baths, 2,350 sqft $104,000 $32
Colony 3 Beds, 2 Baths, 2,140 sqft $129,000 $61
Thorsby 3 Beds, 2 Baths, 1,300 sqft $98,000 $26
Mulga 2 Beds, 1 Bath, 1,020 sqft $47,000 $23
Palmerdale 3 Beds, 2 Baths, 1,960 sqft $68,000 $27
Shoal Creek 2 Beds, 1 Bath, 1,100 sqft $63,000 $22
Coleanor 2 Beds, 1 Bath, 1,720 sqft $75,000 $46

If your Lipscomb, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Lipscomb:

Claim Typical Claim Amount
WIND $15,500
FIRE $60,500
LIGHTNING $3,500

Your Lipscomb, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Bentley Insurance Inc., 580 14th ave sw, Alabaster, AL, 35007-5328 (205) 663-6223
  • Farmers: Zachary Wilson, 1100 e park dr ste 205, Birmingham, AL, 35235 (205) 518-0536
  • Travelers: Alabama Insurance Center Llc, 2402 valleydale rd, Birmingham, AL, 35244 205-991-0555
  • Liberty Mutual Independent: Edgewood Partners Insurance Center, 420 20th st n ste 2200, Birmingham, AL, 35203 (205) 379-1071
  • Liberty Mutual: Chadwick L Hartsfield, 100 corporate parkway suite 225, Birmingham, AL, 35242 1-205-995-9883

Your Background Impacts Your Home Insurance Quotes

Here is a list of Lipscomb, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 600-649 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $200
Full Time Job 750-799 Credit Score $25 to 50,000 No Pets, Smoker $310
Part Time Job 800-850 Credit Score <$25,000 1 Pet, Non-Smoker $420