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Gain useful knowledge on Reform, AL Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Reform, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Reform, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Reform 3 Beds, 2 Baths, 1890 sqft $91,000 $24
Kennedy 2 Beds, 1 Bath, 1,220 sqft $74,000 $18
Fayette 4 Beds, 1 Bath, 3,330 sqft $309,000 $112
Caledonia, MS 3 Beds, 2 Baths, 1,230 sqft $90,000 $35
Geiger 3 Beds, 2 Baths, 1,630 sqft $146,000 $59
Memphis 4 Beds, 1 Bath, 3,160 sqft $163,000 $91
Abernant 3 Beds, 1 Bath, 1,750 sqft $81,000 $26
Stewart 2 Beds, 1 Bath, 1,770 sqft $124,000 $44
McMullen 4 Beds, 1 Bath, 1,650 sqft $89,000 $34
Panola 3 Beds, 2 Baths, 2,350 sqft $112,000 $42
Oakman 2 Beds, 1 Bath, 1,510 sqft $66,000 $37
Sawyerville 3 Beds, 2 Baths, 2,130 sqft $143,000 $73
Ethelsville 4 Beds, 1 Bath, 3,320 sqft $276,000 $53
Yampertown 2 Beds, 1 Bath, 1,260 sqft $76,000 $17
Belk 2 Beds, 1 Bath, 1,400 sqft $68,000 $29
Carbon Hill 2 Beds, 1 Bath, 1,420 sqft $125,000 $32
Columbus AFB, MS 4 Beds, 2 Baths, 3,300 sqft $194,000 $50
Union 2 Beds, 1 Bath, 1,160 sqft $64,000 $37
Brookwood 3 Beds, 1 Bath, 1,750 sqft $128,000 $31
Coker 4 Beds, 2 Baths, 3,280 sqft $171,000 $38
Beaverton 4 Beds, 3 Baths, 1,860 sqft $134,000 $45

If your Reform, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Reform:

Claim Typical Claim Amount
HAIL $6,500
OPTIONAL COVERAGE LOSSES $11,500
FIRE $60,500

Your Reform, AL insurance agent (see examples below) can help with your claims.

  • Travelers: Stokes Agency Inc, 315 1st st s, Reform, AL, 35481 205-375-6227
  • State Farm: Myles Adair, 205 1st st s, Reform, AL, 35481-8017 205-375-6244

Your Background Impacts Your Home Insurance Quotes

Here is a list of Reform, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $100 to $150,000 2 Pets, Smoker $400
Unemployed 600-649 Credit Score <$25,000 No Pets, Smoker $550
Retired 800-850 Credit Score No Income 1 Pet, Non-Smoker $590