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The issues listed mainly affect Folsom, AL Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Folsom, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Folsom, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Folsom 4 Beds, 3 Baths, 2520 sqft $235,000 $62
Bon Air 3 Beds, 2 Baths, 1,950 sqft $104,000 $37
Oxford 4 Beds, 2 Baths, 1,940 sqft $127,000 $35
Heflin 2 Beds, 1 Bath, 1,440 sqft $93,000 $27
Bremen, GA 4 Beds, 1 Bath, 3,110 sqft $170,000 $54
Chattahoochee Hills, GA 4 Beds, 3 Baths, 1,930 sqft $154,000 $44
Fruithurst 2 Beds, 1 Bath, 1,710 sqft $115,000 $32
White Plains 3 Beds, 1 Bath, 1,520 sqft $129,000 $32
Coats Bend 2 Beds, 1 Bath, 940 sqft $50,000 $22
Turkeytown 3 Beds, 1 Bath, 2,170 sqft $146,000 $74
Tidmore Bend 4 Beds, 3 Baths, 2,110 sqft $84,000 $43
Newnan, GA 4 Beds, 1 Bath, 3,270 sqft $212,000 $43
Cusseta 2 Beds, 1 Bath, 1,770 sqft $158,000 $38
Cedartown, GA 2 Beds, 1 Bath, 1,750 sqft $155,000 $57
Ragland 3 Beds, 2 Baths, 1,740 sqft $142,000 $56
Huguley 3 Beds, 2 Baths, 1,680 sqft $94,000 $47
LaGrange, GA 2 Beds, 1 Bath, 910 sqft $58,000 $19
Penton 2 Beds, 1 Bath, 1,420 sqft $84,000 $39
Hollins 2 Beds, 1 Bath, 1,580 sqft $115,000 $42
Centralhatchee, GA 4 Beds, 3 Baths, 3,020 sqft $289,000 $46
Daviston 4 Beds, 3 Baths, 3,130 sqft $136,000 $57

If your Folsom, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Folsom:

Claim Typical Claim Amount
WIND $12,000
FIRE $58,500
OPTIONAL COVERAGE LOSSES $11,500

Your Folsom, AL insurance agent (see examples below) can help with your claims.

  • Travelers: Adamson Insurance Agency Inc, 88861 hwy 9, Lineville, AL, 36266 256-396-2055
  • State Farm: Mike Coleman, 86401 highway 9, Lineville, AL, 36266-6953 256-354-2272
  • Allstate: Alliance Insurance, 931 ross st, Heflin, AL, 36264 (256) 463-2283
  • Nationwide: Randy Jones & Associates Inc, 23431 highway 48, Woodland, AL, 36280-7719 (256) 449-2671
  • State Farm: Steve Templeton, 1304 ross st, Heflin, AL, 36264-1031 256-463-2260

Your Background Impacts Your Home Insurance Quotes

Here is a list of Folsom, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 650-699 Credit Score No Income 1 Pet, Smoker $370
Freelancer 700-749 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $310
Full Time Job 600-649 Credit Score $50 to $75,000 3 Pets, Smoker $320