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Argo, AL Home Insurance Rates - What Affects It?

The issues listed mainly affect Argo, AL Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Argo, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Argo, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Argo 3 Beds, 2 Baths, 1550 sqft $154,000 $49
Dora 3 Beds, 1 Bath, 1,960 sqft $218,000 $60
Pell City 4 Beds, 1 Bath, 1,670 sqft $212,000 $43
Mignon 4 Beds, 2 Baths, 2,620 sqft $295,000 $74
Ivalee 3 Beds, 1 Bath, 1,310 sqft $152,000 $46
West Point 2 Beds, 1 Bath, 1,140 sqft $139,000 $30
Rockledge 4 Beds, 2 Baths, 1,800 sqft $173,000 $93
Hoover 2 Beds, 1 Bath, 1,670 sqft $198,000 $66
New Union 3 Beds, 2 Baths, 1,490 sqft $159,000 $60
Trussville 4 Beds, 2 Baths, 2,430 sqft $269,000 $57
Highland Lake 4 Beds, 2 Baths, 3,290 sqft $249,000 $119
Cordova 4 Beds, 2 Baths, 2,100 sqft $215,000 $71
Helena 3 Beds, 1 Bath, 2,180 sqft $168,000 $44
Good Hope 3 Beds, 2 Baths, 1,380 sqft $135,000 $49
Nectar 2 Beds, 1 Bath, 1,510 sqft $99,000 $52
Forestdale 4 Beds, 2 Baths, 1,640 sqft $198,000 $76
Fairview 2 Beds, 1 Bath, 1,530 sqft $142,000 $40
Holly Pond 4 Beds, 1 Bath, 2,600 sqft $183,000 $55
Alexandria 2 Beds, 1 Bath, 1,090 sqft $90,000 $45
Bristow Cove 3 Beds, 1 Bath, 2,180 sqft $182,000 $36
Locust Fork 4 Beds, 1 Bath, 2,340 sqft $216,000 $91

If your Argo, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Argo:

Claim Typical Claim Amount
WATER DAMAGE $7,500
LIGHTNING $3,500
HAIL $6,500

Your Argo, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Stanley Quinn Wormely, 5850 valley rd ste 170, Birmingham, AL, 35235-8683 (205) 836-4466
  • Liberty Mutual Independent: Usi Ins Services Llc, 1000 urban center dr ste 400, Vestavia, AL, 35242 (205) 969-5100
  • Travelers: Bates-Roberts-Fowlkes & Jackson Insurance, 1812 6th ave south, Irondale, AL, 35210 205-956-0563
  • Farmers: Cynthia Thomas, 1100 e park dr ste 205, Birmingham, AL, 35235 (205) 518-0536
  • State Farm: Richard Waid, 8121 u.s. hwy 11, Springville, AL, 35146-0247 205-467-7897

Your Background Impacts Your Home Insurance Quotes

Here is a list of Argo, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score No Income 1 Pet, Non-Smoker $50
Part Time Job 550-599 Credit Score <$25,000 2 Pets, Smoker $90
Unemployed Up to 499 Credit Score <$25,000 No Pets, Non-Smoker $1,950