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This startling study about Harvest, AL Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Harvest, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Harvest, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Harvest 3 Beds, 2 Baths, 2010 sqft $197,000 $127
Loretto, TN 3 Beds, 1 Bath, 1,960 sqft $173,000 $105
Skyline 3 Beds, 2 Baths, 1,500 sqft $144,000 $51
Normandy, TN 4 Beds, 2 Baths, 2,850 sqft $326,000 $74
Decherd, TN 4 Beds, 1 Bath, 3,210 sqft $313,000 $89
Arab 4 Beds, 1 Bath, 2,750 sqft $222,000 $70
Priceville 4 Beds, 3 Baths, 1,820 sqft $165,000 $61
Meridianville 4 Beds, 3 Baths, 2,460 sqft $211,000 $68
Tullahoma, TN 3 Beds, 1 Bath, 1,340 sqft $130,000 $48
Athens 4 Beds, 2 Baths, 1,890 sqft $229,000 $50
New Market 3 Beds, 2 Baths, 1,550 sqft $125,000 $41
Elkmont 4 Beds, 2 Baths, 1,850 sqft $183,000 $62
Pulaski, TN 4 Beds, 2 Baths, 2,290 sqft $302,000 $99
Stevenson 4 Beds, 3 Baths, 3,060 sqft $328,000 $70
Welti 4 Beds, 1 Bath, 3,140 sqft $225,000 $100
Lawrenceburg, TN 4 Beds, 2 Baths, 1,660 sqft $125,000 $33
Courtland 4 Beds, 2 Baths, 2,990 sqft $257,000 $87
Estill Springs, TN 4 Beds, 3 Baths, 2,160 sqft $276,000 $72
Madison 3 Beds, 2 Baths, 1,250 sqft $170,000 $71
Town Creek 4 Beds, 2 Baths, 3,220 sqft $221,000 $55
Vinemont 3 Beds, 2 Baths, 1,780 sqft $104,000 $49

If your Harvest, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Harvest:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $7,000
APPLIANCE RELATED WATER $20,000
OPTIONAL COVERAGE LOSSES $11,500

Your Harvest, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Tom Mcalister Inc, 1111 u s hwy 72 east, Athens, AL, 35611 (256) 232-7200
  • Farmers: Toni Griffin, 22270-c us highway 72 e, Athens, AL, 35613 (256) 233-0000
  • Travelers: J Smith Lanier & Company, 206 exchange pl, Huntsville, AL, 35806
  • Liberty Mutual Independent: River Tree Ins Services Inc, 2603 artie st sw ste 15, Huntsville, AL, 35805 256-715-0477
  • GEICO: Jason Zarrilli, 7595 highway 72 west, Madison, AL, 35758 256-837-0551

Your Background Impacts Your Home Insurance Quotes

Here is a list of Harvest, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 500-549 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $460
Part Time Job 750-799 Credit Score <$25,000 2 Pets, Non-Smoker $250
Full Time Job 550-599 Credit Score $100 to $150,000 3 Pets, Smoker $220