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Amazing Opp, AL Home Insurance Rates Research

Read amazing research on Opp, Alabama Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Opp, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Opp, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Opp 4 Beds, 3 Baths, 3000 sqft $227,000 $66
DeFuniak Springs, FL 3 Beds, 2 Baths, 2,150 sqft $125,000 $36
Gantt 2 Beds, 1 Bath, 1,710 sqft $120,000 $46
Laurel Hill, FL 2 Beds, 1 Bath, 1,630 sqft $103,000 $23
Greenville 4 Beds, 2 Baths, 2,760 sqft $178,000 $42
Ariton 2 Beds, 1 Bath, 1,120 sqft $73,000 $31
Rehobeth 2 Beds, 1 Bath, 1,290 sqft $52,000 $17
Onycha 2 Beds, 1 Bath, 1,210 sqft $65,000 $24
New Brockton 3 Beds, 2 Baths, 1,230 sqft $100,000 $26
Lockhart 4 Beds, 3 Baths, 3,070 sqft $183,000 $40
Libertyville 4 Beds, 3 Baths, 3,250 sqft $179,000 $48
Pinckard 4 Beds, 2 Baths, 2,150 sqft $137,000 $43
Paxton, FL 4 Beds, 1 Bath, 3,330 sqft $156,000 $53
Midland City 3 Beds, 1 Bath, 2,300 sqft $78,000 $32
Bonifay, FL 2 Beds, 1 Bath, 1,490 sqft $102,000 $33
Samson 4 Beds, 1 Bath, 2,730 sqft $142,000 $52
Red Level 3 Beds, 1 Bath, 1,450 sqft $103,000 $37
Goshen 3 Beds, 2 Baths, 1,810 sqft $82,000 $44
Castleberry 4 Beds, 1 Bath, 2,330 sqft $145,000 $59
Newton 2 Beds, 1 Bath, 1,410 sqft $54,000 $20
Lyeffion 3 Beds, 1 Bath, 1,380 sqft $114,000 $36

If your Opp, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Opp:

Claim Typical Claim Amount
HAIL $6,000
WIND $17,000
OPTIONAL COVERAGE LOSSES $12,000

Your Opp, AL insurance agent (see examples below) can help with your claims.

  • Travelers: Southeast Insurance & Real Estate, 416 n claxton ave, Elba, AL, 36323 Phone: 334-897-3431
  • State Farm: Kenneth Calhoun, 324 simmons st, Elba, AL, 36323-1758 334-897-3428
  • Allstate: David Brooks, 1831 e three notch st, Andalusia, AL, 36421 (334) 767-3324
  • Liberty Mutual Independent: Marsh Insurance Agency, 137 court ave, Elba, AL, 36323 (334) 897-2981
  • Farmers: Joann Bulger, 2 e court sq, Andalusia, AL, 36420 (334) 222-8223

Your Background Impacts Your Home Insurance Quotes

Here is a list of Opp, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 750-799 Credit Score $50 to $75,000 More than 3 Pets at home, Smoker $280
Full Time Job 700-749 Credit Score $100 to $150,000 3 Pets, Non-Smoker $190
Unemployed 500-549 Credit Score <$25,000 No Pets, Non-Smoker $300