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Cloverdale, AL Home Insurance Rates - What Impacts It?

Given here are some important aspects of your Cloverdale, Alabama Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Cloverdale, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cloverdale, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cloverdale 3 Beds, 2 Baths, 2190 sqft $146,000 $64
Stantonville, TN 3 Beds, 1 Bath, 2,190 sqft $121,000 $37
Hatton 3 Beds, 2 Baths, 1,240 sqft $86,000 $23
Mount Hope 3 Beds, 1 Bath, 1,220 sqft $62,000 $32
Tishomingo, MS 4 Beds, 2 Baths, 2,650 sqft $145,000 $49
Decaturville, TN 2 Beds, 1 Bath, 1,520 sqft $73,000 $22
Booneville, MS 3 Beds, 2 Baths, 1,270 sqft $69,000 $27
Paden, MS 2 Beds, 1 Bath, 1,760 sqft $90,000 $31
Enville, TN 2 Beds, 1 Bath, 920 sqft $60,000 $18
Morris Chapel 4 Beds, 1 Bath, 3,110 sqft $257,000 $66
Hackleburg 2 Beds, 1 Bath, 1,730 sqft $159,000 $61
Cherokee 3 Beds, 1 Bath, 2,220 sqft $157,000 $70
Selmer, TN 2 Beds, 1 Bath, 1,470 sqft $90,000 $39
Clifton, TN 2 Beds, 1 Bath, 1,350 sqft $95,000 $44
Lexington 2 Beds, 1 Bath, 1,550 sqft $104,000 $44
Trinity 2 Beds, 1 Bath, 1,230 sqft $82,000 $25
Rienzi, MS 3 Beds, 1 Bath, 2,140 sqft $114,000 $44
Eastview, TN 2 Beds, 1 Bath, 1,170 sqft $59,000 $25
Waynesboro, TN 3 Beds, 2 Baths, 2,290 sqft $202,000 $80
Red Bay 4 Beds, 2 Baths, 2,510 sqft $189,000 $52
Ethridge, TN 3 Beds, 2 Baths, 1,490 sqft $85,000 $29

If your Cloverdale, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cloverdale:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $20,000
WATER DAMAGE $6,000
LIGHTNING $3,000

Your Cloverdale, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Laura Johnson & Associates Inc, 3203 woodward ave, Muscle Shoals, AL, 35661-3321 (256) 314-1280
  • Farmers: Taurus Bennett, 1905 florence blvd ste a, Florence, AL, 35630 (256) 275-4274
  • Travelers: Benson Insurance Agency Inc, 1224 helton dr, Florence, AL, 35630 Phone: 256-712-5593
  • Liberty Mutual Independent: Henninger Johnson & Layton Ins Agency Inc, 120 e 5th st, Tuscumbia, AL, 35674 Phone: 256-383-3400
  • State Farm: David Reed, 103 w 6th st, Tuscumbia, AL, 35674-2415 256-383-4782

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cloverdale, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score No Income 3 Pets, Non-Smoker $40
Freelancer 700-749 Credit Score $50 to $75,000 2 Pets, Smoker $120
Full Time Job 550-599 Credit Score $25 to 50,000 No Pets, Non-Smoker $190