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Read amazing research on Cottonwood, Alabama Home Insurance Rates which will help keep your rates really cheap.

Replacement Value of your home in Cottonwood, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Cottonwood, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Cottonwood 2 Beds, 1 Bath, 1090 sqft $61,000 $36
Noma, FL 4 Beds, 1 Bath, 2,460 sqft $117,000 $52
Jacob City, FL 2 Beds, 1 Bath, 1,750 sqft $82,000 $36
Sneads, FL 2 Beds, 1 Bath, 1,310 sqft $62,000 $15
Madrid 2 Beds, 1 Bath, 1,330 sqft $86,000 $22
Samson 3 Beds, 2 Baths, 1,490 sqft $110,000 $48
Eunola 2 Beds, 1 Bath, 1,290 sqft $78,000 $20
Bellwood 4 Beds, 1 Bath, 2,010 sqft $73,000 $42
Headland 4 Beds, 1 Bath, 2,350 sqft $111,000 $42
Blakely, GA 3 Beds, 1 Bath, 1,680 sqft $99,000 $33
Level Plains 4 Beds, 2 Baths, 2,200 sqft $91,000 $42
Grand Ridge, FL 2 Beds, 1 Bath, 1,190 sqft $94,000 $31
Headland 3 Beds, 1 Bath, 1,460 sqft $85,000 $27
Slocomb 4 Beds, 1 Bath, 1,810 sqft $80,000 $27
Brinson, GA 3 Beds, 2 Baths, 2,330 sqft $96,000 $53
Ariton 4 Beds, 3 Baths, 2,960 sqft $138,000 $40
Edison, GA 2 Beds, 1 Bath, 1,770 sqft $120,000 $48
Colquitt, GA 4 Beds, 1 Bath, 3,120 sqft $178,000 $88
Chattahoochee, FL 2 Beds, 1 Bath, 1,010 sqft $53,000 $14
Bristol, FL 4 Beds, 2 Baths, 1,990 sqft $101,000 $39
Gordon 3 Beds, 1 Bath, 2,280 sqft $183,000 $38

If your Cottonwood, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Cottonwood:

Claim Typical Claim Amount
WIND $17,000
OPTIONAL COVERAGE LOSSES $12,000
HAIL $6,000

Your Cottonwood, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Davenport Agency, 1050 w main st, Dothan, AL, 36301 (334) 677-6238
  • Farmers: John Rogers Lutcf, 2149 denton rd ste 2, Dothan, AL, 36303 (334) 702-0634
  • Travelers: Headland Insurance Agency, 6 east church st, Headland, AL, 36345
  • Liberty Mutual Independent: Slingluff United Insurance, 568 s oates st, Dothan, AL, 36301 Phone: 334-792-5101
  • GEICO: Ron Davis, 4177 montgomery highway, suite 4, Dothan, AL, 36303 (334) 671-1726

Your Background Impacts Your Home Insurance Quotes

Here is a list of Cottonwood, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 550-599 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $390
Full Time Job 600-649 Credit Score $50 to $75,000 3 Pets, Non-Smoker $260
Retired 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $630