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Read about what causes changes in your Ashland, Alabama Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Ashland, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Ashland, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Ashland 4 Beds, 2 Baths, 3330 sqft $205,000 $66
Sycamore 2 Beds, 1 Bath, 1,560 sqft $69,000 $20
Auburn 2 Beds, 1 Bath, 1,030 sqft $61,000 $16
Oxford 2 Beds, 1 Bath, 1,220 sqft $93,000 $38
Mount Zion, GA 2 Beds, 1 Bath, 1,760 sqft $94,000 $37
Rock Mills 4 Beds, 3 Baths, 3,160 sqft $218,000 $68
Columbiana 3 Beds, 2 Baths, 2,200 sqft $135,000 $43
Waldo 2 Beds, 1 Bath, 1,490 sqft $109,000 $37
Tallapoosa, GA 2 Beds, 1 Bath, 930 sqft $70,000 $27
Lincoln 3 Beds, 2 Baths, 2,250 sqft $165,000 $38
Chelsea 2 Beds, 1 Bath, 1,190 sqft $52,000 $16
Folsom 2 Beds, 1 Bath, 1,800 sqft $114,000 $42
Opelika 2 Beds, 1 Bath, 1,060 sqft $73,000 $26
Daviston 3 Beds, 2 Baths, 1,580 sqft $124,000 $49
Moody 3 Beds, 1 Bath, 1,500 sqft $85,000 $35
Waco, GA 3 Beds, 2 Baths, 1,500 sqft $72,000 $31
Graham 4 Beds, 1 Bath, 3,250 sqft $169,000 $81
Ohatchee 3 Beds, 1 Bath, 1,200 sqft $65,000 $36
Lanett 2 Beds, 1 Bath, 1,750 sqft $123,000 $32
Munford 2 Beds, 1 Bath, 1,430 sqft $82,000 $31
Camp Hill 3 Beds, 2 Baths, 2,190 sqft $128,000 $57

If your Ashland, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Ashland:

Claim Typical Claim Amount
FIRE $46,500
WATER DAMAGE $6,000
OPTIONAL COVERAGE LOSSES $12,000

Your Ashland, AL insurance agent (see examples below) can help with your claims.

  • Travelers: First Capital Insurance Inc, 629 college street, Lineville, AL, 36266 256-396-2131
  • State Farm: Mike Coleman, 86401 highway 9, Lineville, AL, 36266-6953 256-354-2272

Your Background Impacts Your Home Insurance Quotes

Here is a list of Ashland, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income 1 Pet, Smoker $200
Part Time Job 500-549 Credit Score <$25,000 3 Pets, Smoker $720
Freelancer 550-599 Credit Score <$25,000 2 Pets, Non-Smoker $170