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Read about what causes changes in your Guntersville, Alabama Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Guntersville, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Guntersville, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Guntersville 2 Beds, 1 Bath, 1600 sqft $163,000 $35
Kimberly 4 Beds, 3 Baths, 2,230 sqft $259,000 $81
Princeton 2 Beds, 1 Bath, 1,110 sqft $79,000 $25
Trussville 4 Beds, 3 Baths, 1,860 sqft $88,000 $43
Hazel Green 3 Beds, 1 Bath, 1,450 sqft $105,000 $39
Morris 2 Beds, 1 Bath, 1,540 sqft $124,000 $34
Gadsden 2 Beds, 1 Bath, 1,380 sqft $83,000 $34
Madison 3 Beds, 2 Baths, 2,320 sqft $167,000 $57
Vinemont 2 Beds, 1 Bath, 1,410 sqft $91,000 $34
Palmerdale 4 Beds, 1 Bath, 2,720 sqft $169,000 $73
Crane Hill 2 Beds, 1 Bath, 1,180 sqft $90,000 $21
Jacksonville 4 Beds, 1 Bath, 2,130 sqft $160,000 $50
Huntsville 4 Beds, 2 Baths, 2,240 sqft $103,000 $41
Hytop 2 Beds, 1 Bath, 1,090 sqft $73,000 $24
Decatur 2 Beds, 1 Bath, 1,110 sqft $64,000 $32
Pisgah 4 Beds, 3 Baths, 2,430 sqft $231,000 $64
Langston 3 Beds, 1 Bath, 2,300 sqft $148,000 $71
Henagar 3 Beds, 2 Baths, 1,920 sqft $151,000 $46
Ridgeville 3 Beds, 1 Bath, 1,980 sqft $124,000 $49
Paint Rock 2 Beds, 1 Bath, 1,530 sqft $137,000 $41
Grayson Valley 4 Beds, 2 Baths, 2,670 sqft $208,000 $106

If your Guntersville, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Guntersville:

Claim Typical Claim Amount
HAIL $6,000
LIGHTNING $3,000
APPLIANCE RELATED WATER $20,000

Your Guntersville, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Tony G King Insurance Agency Inc, 10000 al highway 168, Boaz, AL, 35957-1886 (256) 593-0221
  • Liberty Mutual Independent: Allison Agency Inc, 87563 us highway 278, Snead, AL, 35952 Phone: 205-466-5555
  • Travelers: Harris Fowler Insurance Inc, 104 west main street, Albertville, AL, 35950 256-878-9172
  • Farmers: Nicole Stiltner, 167 s main st, Arab, AL, 35016 (256) 586-6050
  • State Farm: Jesus Granados, 43586 state highway 75, Snead, AL, 35952-9661 205-466-3131

Your Background Impacts Your Home Insurance Quotes

Here is a list of Guntersville, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score $25 to 50,000 No Pets, Smoker $390
Unemployed 650-699 Credit Score <$25,000 3 Pets, Non-Smoker $270
Freelancer Up to 499 Credit Score $100 to $150,000 2 Pets, Non-Smoker $90