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The variables explained here drive your Arab, Alabama Home Insurance Rates & focusing on them can qualify you for a really cheap quote.

Replacement Value of your home in Arab, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Arab, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Arab 4 Beds, 2 Baths, 1720 sqft $143,000 $36
Falkville 3 Beds, 2 Baths, 2,390 sqft $144,000 $59
Hazel Green 2 Beds, 1 Bath, 1,630 sqft $131,000 $46
Guntersville 2 Beds, 1 Bath, 1,680 sqft $76,000 $42
Addison 2 Beds, 1 Bath, 1,670 sqft $88,000 $36
Welti 3 Beds, 1 Bath, 2,230 sqft $156,000 $78
Somerville 3 Beds, 2 Baths, 1,750 sqft $152,000 $34
Kimberly 3 Beds, 2 Baths, 2,080 sqft $125,000 $51
Locust Fork 4 Beds, 1 Bath, 2,250 sqft $269,000 $71
Whitesboro 3 Beds, 1 Bath, 1,400 sqft $131,000 $33
Owens Cross Roads 4 Beds, 3 Baths, 2,990 sqft $176,000 $84
Hartselle 3 Beds, 1 Bath, 2,350 sqft $177,000 $60
Morris 4 Beds, 2 Baths, 3,110 sqft $287,000 $51
Henagar 3 Beds, 2 Baths, 1,350 sqft $109,000 $29
Snead 4 Beds, 3 Baths, 2,610 sqft $174,000 $61
Argo 2 Beds, 1 Bath, 1,720 sqft $120,000 $47
West Point 2 Beds, 1 Bath, 1,260 sqft $76,000 $36
Highland Lake 4 Beds, 2 Baths, 1,900 sqft $207,000 $56
Danville 3 Beds, 1 Bath, 1,340 sqft $113,000 $44
Trussville 3 Beds, 1 Bath, 2,180 sqft $138,000 $73
Pinson 2 Beds, 1 Bath, 930 sqft $58,000 $26

If your Arab, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Arab:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $12,000
HAIL $6,000
VANDALISM/MALICIOUS MISCHIEF $8,500

Your Arab, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Randy Jones & Associates Inc, 8600 us highway 431 n, Albertville, AL, 35950-0153 (256) 878-3271
  • Liberty Mutual Independent: Allison Agency Inc, 87563 us hwy 278, Snead, AL, 35952 (205) 466-5555
  • Travelers: Holloway & Hunt Insurance Agency, 719 brindlee mountain pkwy, Arab, AL, 35016 Phone: 256-586-6688
  • Farmers: Zachary Mays, 1062 n brindlee mountain pkwy, Arab, AL, 35016 (256) 586-6300
  • State Farm: Pierce Harris, 1246 gunter ave, Guntersville, AL, 35976-1842 256-582-3250

Your Background Impacts Your Home Insurance Quotes

Here is a list of Arab, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score No Income 3 Pets, Non-Smoker $690
Part Time Job 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $410
Retired 550-599 Credit Score No Income No Pets, Non-Smoker $740