ogmer

The issues listed mainly affect North Johns, Alabama Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in North Johns, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for North Johns, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
North Johns 3 Beds, 1 Bath, 1970 sqft $139,000 $66
Duncanville 2 Beds, 1 Bath, 970 sqft $92,000 $37
Brook Highland 2 Beds, 1 Bath, 1,260 sqft $86,000 $51
Concord 2 Beds, 1 Bath, 1,090 sqft $96,000 $29
Coker 2 Beds, 1 Bath, 1,000 sqft $56,000 $24
Kimberly 3 Beds, 1 Bath, 2,260 sqft $133,000 $61
Moores Bridge 3 Beds, 1 Bath, 1,440 sqft $106,000 $21
Oakman 2 Beds, 1 Bath, 1,310 sqft $107,000 $31
Holt 2 Beds, 1 Bath, 1,110 sqft $83,000 $38
Dodge City 3 Beds, 2 Baths, 2,030 sqft $228,000 $67
Irondale 2 Beds, 1 Bath, 1,070 sqft $91,000 $23
Thorsby 2 Beds, 1 Bath, 1,380 sqft $117,000 $46
Jefferson 3 Beds, 2 Baths, 1,500 sqft $100,000 $37
Alabaster 2 Beds, 1 Bath, 1,630 sqft $130,000 $54
Shoal Creek 3 Beds, 2 Baths, 1,380 sqft $113,000 $55
Hayden 2 Beds, 1 Bath, 1,750 sqft $181,000 $61
Gordo 2 Beds, 1 Bath, 1,800 sqft $198,000 $66
Center Point 2 Beds, 1 Bath, 1,250 sqft $80,000 $27
Sylvan Springs 3 Beds, 1 Bath, 2,200 sqft $124,000 $71
Windham Springs 2 Beds, 1 Bath, 1,420 sqft $89,000 $58
Moody 3 Beds, 1 Bath, 2,220 sqft $137,000 $48

If your North Johns, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in North Johns:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $8,500
OPTIONAL COVERAGE LOSSES $12,000
WIND $17,000

Your North Johns, AL insurance agent (see examples below) can help with your claims.

  • Travelers: Elim Insurance Agency Llc, 2170 clearbrook rd ste 105, Birmingham, AL, 35226 Phone: 205-979-9994
  • State Farm: Shane Lewis, 4760 eastern valley rd ste 110, Mc Calla, AL, 35111-3457 205-477-9600
  • Allstate: David Abbott, 100 brook dr ste c, Helena, AL, 35080 (205) 434-2770
  • Nationwide: Calvin E Lewter, 417 4th ave n, Bessemer, AL, 35020-6230 (205) 426-4441
  • Farmers: Jeff Parker, 19941 highway 11 apt d, Woodstock, AL, 35188 (205) 938-1954

Your Background Impacts Your Home Insurance Quotes

Here is a list of North Johns, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score No Income More than 3 Pets at home, Smoker $280
Retired 650-699 Credit Score <$25,000 1 Pet, Smoker $500
Full Time Job 550-599 Credit Score $50 to $75,000 3 Pets, Smoker $520