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Useful Phil Campbell, AL Home Insurance Rates Knowledge

Gain useful knowledge on Phil Campbell, Alabama Home Insurance Rates to ultimately get a great quote on your home.

Replacement Value of your home in Phil Campbell, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Phil Campbell, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Phil Campbell 3 Beds, 2 Baths, 1800 sqft $147,000 $45
Priceville 2 Beds, 1 Bath, 1,070 sqft $73,000 $25
Leighton 4 Beds, 3 Baths, 1,810 sqft $95,000 $26
Decatur 4 Beds, 2 Baths, 2,470 sqft $192,000 $55
Gu-Win 3 Beds, 2 Baths, 2,130 sqft $111,000 $51
Beaverton 3 Beds, 1 Bath, 2,220 sqft $177,000 $81
Gattman, MS 3 Beds, 2 Baths, 1,430 sqft $70,000 $25
Red Bay 2 Beds, 1 Bath, 990 sqft $69,000 $20
Jones Chapel 3 Beds, 2 Baths, 1,230 sqft $107,000 $31
Belgreen 4 Beds, 2 Baths, 2,490 sqft $175,000 $54
Cloverdale 2 Beds, 1 Bath, 1,350 sqft $93,000 $28
Glen Allen 3 Beds, 1 Bath, 1,280 sqft $83,000 $31
Danville 4 Beds, 2 Baths, 2,250 sqft $122,000 $75
Hillsboro 3 Beds, 1 Bath, 2,400 sqft $94,000 $64
Hatley, MS 3 Beds, 1 Bath, 1,460 sqft $64,000 $30
Underwood-Petersville 3 Beds, 1 Bath, 1,770 sqft $73,000 $41
Yampertown 4 Beds, 2 Baths, 2,010 sqft $133,000 $46
Arley 4 Beds, 1 Bath, 2,500 sqft $155,000 $52
Logan 4 Beds, 1 Bath, 3,070 sqft $205,000 $54
Tremont, MS 4 Beds, 2 Baths, 1,980 sqft $150,000 $50
Trinity 4 Beds, 3 Baths, 3,310 sqft $139,000 $50

If your Phil Campbell, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Phil Campbell:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $20,000
WATER DAMAGE $6,000
VANDALISM/MALICIOUS MISCHIEF $8,500

Your Phil Campbell, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Laura Johnson & Associates Inc, 13728 hwy 43, Russellville, AL, 35653-2834 (256) 331-1980
  • Liberty Mutual Independent: Cb & S Financial Services Inc, 200 jackson ave s, Russellville, AL, 35653
  • Travelers: Ball And Associates Inc, 2311 21st st, Haleyville, AL, 35565 Phone: 205-486-5281
  • Farmers: Tim Trapp, 13150 highway 43 ste 4, Russellville, AL, 35653 (256) 331-1166
  • State Farm: Gus Garrard, 13688 highway 43, Russellville, AL, 35653-2830 256-332-0052

Your Background Impacts Your Home Insurance Quotes

Here is a list of Phil Campbell, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score >$150,000 No Pets, Non-Smoker $140
Retired Up to 499 Credit Score <$25,000 2 Pets, Non-Smoker $250
Part Time Job 700-749 Credit Score $25 to 50,000 3 Pets, Smoker $70