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Startling Bessemer, AL Home Insurance Rates Study

This startling study about Bessemer, Alabama Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Bessemer, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Bessemer, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Bessemer 3 Beds, 1 Bath, 1480 sqft $83,000 $22
Midfield 2 Beds, 1 Bath, 1,590 sqft $80,000 $37
Jemison 4 Beds, 2 Baths, 2,220 sqft $177,000 $61
Wegra 2 Beds, 1 Bath, 1,760 sqft $138,000 $33
Manchester 3 Beds, 1 Bath, 1,330 sqft $54,000 $21
Irondale 3 Beds, 1 Bath, 2,240 sqft $140,000 $39
Vandiver 3 Beds, 2 Baths, 2,000 sqft $138,000 $47
Shoal Creek 3 Beds, 2 Baths, 1,330 sqft $77,000 $23
Coker 4 Beds, 2 Baths, 3,120 sqft $183,000 $47
Bremen 3 Beds, 2 Baths, 2,280 sqft $205,000 $39
Fairfield 2 Beds, 1 Bath, 1,120 sqft $74,000 $31
Mignon 3 Beds, 2 Baths, 2,370 sqft $116,000 $45
Oneonta 3 Beds, 1 Bath, 2,380 sqft $204,000 $59
Blocton 2 Beds, 1 Bath, 980 sqft $54,000 $22
Gardendale 4 Beds, 3 Baths, 2,030 sqft $153,000 $46
Maytown 3 Beds, 1 Bath, 2,010 sqft $151,000 $33
Weogufka 3 Beds, 1 Bath, 1,360 sqft $56,000 $29
Leeds 2 Beds, 1 Bath, 1,500 sqft $139,000 $42
Moody 4 Beds, 3 Baths, 1,880 sqft $109,000 $50
North Johns 4 Beds, 3 Baths, 3,000 sqft $168,000 $51
Windham Springs 3 Beds, 1 Bath, 1,430 sqft $105,000 $37

If your Bessemer, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Bessemer:

Claim Typical Claim Amount
APPLIANCE RELATED WATER $20,000
WIND $17,000
LIGHTNING $3,000

Your Bessemer, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Pat Donalson Clu Chfc, 1729 s lakeshore dr, Birmingham, AL, 35216-1621 (205) 942-7543
  • Farmers: Kelley Summerlin, 126 1st ave w ste b, Alabaster, AL, 35007 (205) 358-8035
  • Travelers: Mcmillan Insurance Services, 2477 valley dale rd ste b2, Birmingham, AL, 35244 205-988-5501
  • Liberty Mutual Independent: Mwa Insurance Holding Company Inc.-Dba-Insurance, 2225 cahaba valley dr, Birmingham, AL, 35242 (205) 995-1956
  • Liberty Mutual: Chadwick L Hartsfield, 100 corporate parkway suite 225, Birmingham, AL, 35242 1-205-995-9883

Your Background Impacts Your Home Insurance Quotes

Here is a list of Bessemer, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 800-850 Credit Score <$25,000 2 Pets, Smoker $320
Retired 600-649 Credit Score No Income No Pets, Smoker $420
Part Time Job 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $90