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Given here are some important aspects of your Gardendale, Alabama Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Gardendale, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Gardendale, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Gardendale 2 Beds, 1 Bath, 1650 sqft $157,000 $51
Ragland 3 Beds, 2 Baths, 2,190 sqft $233,000 $62
Coleanor 4 Beds, 3 Baths, 3,300 sqft $306,000 $51
Center Point 2 Beds, 1 Bath, 1,320 sqft $122,000 $52
Hueytown 3 Beds, 2 Baths, 2,280 sqft $209,000 $59
Adamsville 2 Beds, 1 Bath, 1,490 sqft $179,000 $58
Kansas 3 Beds, 2 Baths, 1,620 sqft $162,000 $70
Trussville 2 Beds, 1 Bath, 1,270 sqft $105,000 $54
Nectar 2 Beds, 1 Bath, 1,140 sqft $114,000 $33
Cardiff 3 Beds, 1 Bath, 2,260 sqft $251,000 $80
Logan 4 Beds, 3 Baths, 2,280 sqft $273,000 $52
Pell City 4 Beds, 3 Baths, 1,860 sqft $123,000 $46
Gadsden 4 Beds, 3 Baths, 1,740 sqft $142,000 $66
Fairview 2 Beds, 1 Bath, 1,680 sqft $196,000 $46
Parrish 3 Beds, 2 Baths, 1,490 sqft $150,000 $53
Indian Springs Village 2 Beds, 1 Bath, 1,400 sqft $126,000 $30
Mountain Brook 2 Beds, 1 Bath, 1,140 sqft $125,000 $56
Brook Highland 3 Beds, 2 Baths, 1,810 sqft $221,000 $56
Oakman 4 Beds, 2 Baths, 3,150 sqft $314,000 $55
Hayden 2 Beds, 1 Bath, 930 sqft $104,000 $48
Wilsonville 4 Beds, 1 Bath, 2,060 sqft $260,000 $54

If your Gardendale, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Gardendale:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $8,500
WATER DAMAGE $6,000
OPTIONAL COVERAGE LOSSES $12,000

Your Gardendale, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Hayes-Rasbury Insurance Agency Inc, 221 lapala dr, Birmingham, AL, 35214-3839 (205) 798-4238
  • Liberty Mutual Independent: Proassurance Agency, 100 brookwood pl ste 200, Homewood, AL, 35209 (205) 877-4400
  • Travelers: Pardue & Associates Insurance Inc, 6 office park circle ste 310, Birmingham, AL, 35223 205-588-1764
  • Farmers: Auvalo Mason, 4256 cahaba heights ct, Vestavia, AL, 35243 (205) 490-6000
  • State Farm: Michael O'Neal, 512 montgomery hwy, Vestavia, AL, 35216-1843 205-870-1827

Your Background Impacts Your Home Insurance Quotes

Here is a list of Gardendale, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $240
Retired 550-599 Credit Score $25 to 50,000 1 Pet, Smoker $210
Full Time Job 500-549 Credit Score $25 to 50,000 3 Pets, Smoker $770