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The issues listed mainly affect Jacksonville, Alabama Home Insurance Rates & getting on top of them can keep your costs really cheap.

Replacement Value of your home in Jacksonville, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Jacksonville, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Jacksonville 3 Beds, 2 Baths, 1920 sqft $155,000 $73
Waco, GA 4 Beds, 1 Bath, 2,050 sqft $159,000 $43
Laniers 4 Beds, 2 Baths, 2,230 sqft $142,000 $68
Ridgeville 2 Beds, 1 Bath, 1,220 sqft $138,000 $47
Munford 2 Beds, 1 Bath, 1,470 sqft $123,000 $26
Highland Lake 4 Beds, 3 Baths, 1,730 sqft $164,000 $40
Mount Zion, GA 3 Beds, 2 Baths, 1,490 sqft $96,000 $59
Webster Chapel 4 Beds, 3 Baths, 2,880 sqft $229,000 $74
Ohatchee 2 Beds, 1 Bath, 1,650 sqft $136,000 $63
Centralhatchee, GA 2 Beds, 1 Bath, 930 sqft $70,000 $33
Turkeytown 3 Beds, 1 Bath, 2,220 sqft $201,000 $52
Jacksonville 3 Beds, 2 Baths, 2,350 sqft $218,000 $66
Hollis Crossroads 2 Beds, 1 Bath, 1,230 sqft $88,000 $30
Sylvania 2 Beds, 1 Bath, 1,140 sqft $97,000 $30
Tallapoosa, GA 4 Beds, 1 Bath, 1,690 sqft $139,000 $36
Gadsden 4 Beds, 2 Baths, 3,130 sqft $293,000 $91
Attalla 4 Beds, 2 Baths, 3,110 sqft $238,000 $93
Ivalee 2 Beds, 1 Bath, 1,510 sqft $111,000 $44
Shiloh 3 Beds, 1 Bath, 1,500 sqft $97,000 $33
Rainsville 3 Beds, 1 Bath, 1,390 sqft $134,000 $36
Gaylesville 4 Beds, 1 Bath, 2,090 sqft $173,000 $38

If your Jacksonville, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Jacksonville:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $8,500
APPLIANCE RELATED WATER $20,000
HAIL $6,000

Your Jacksonville, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Randy Jones & Associates Inc, 413 quintard ave, Anniston, AL, 36201-5751 (256) 237-7508
  • Liberty Mutual Independent: The Parnell Insurance Agency, 400 snow st, Oxford, AL, 36203 (256) 831-8887
  • Travelers: Rufus Holland Insurance Agency Inc, 528 valley cub dr, Alexandria, AL, 36250 256-820-9486
  • Farmers: Mike Daniel, 1707 hillyer pkwy s ste h, Oxford, AL, 36203 (256) 835-1210
  • State Farm: Shawn Snider, 100 bill robison pkwy ste a, Anniston, AL, 36206-2610 256-820-4450

Your Background Impacts Your Home Insurance Quotes

Here is a list of Jacksonville, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 500-549 Credit Score $25 to 50,000 1 Pet, Non-Smoker $880
Full Time Job 700-749 Credit Score $75 to $100,000 No Pets, Smoker $160
Unemployed 650-699 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $350