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This fantastic information on Decatur, Alabama Home Insurance Rates will change how you compare quotes & buy your homeowners insurance.

Replacement Value of your home in Decatur, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Decatur, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Decatur 4 Beds, 3 Baths, 2950 sqft $200,000 $76
Danville 2 Beds, 1 Bath, 1,200 sqft $120,000 $37
Meridianville 4 Beds, 2 Baths, 3,390 sqft $267,000 $95
Courtland 3 Beds, 1 Bath, 1,950 sqft $124,000 $40
Ardmore 2 Beds, 1 Bath, 1,760 sqft $79,000 $59
Madison Crossroads 2 Beds, 1 Bath, 1,350 sqft $135,000 $49
Moulton 3 Beds, 1 Bath, 2,070 sqft $190,000 $54
Douglas 3 Beds, 1 Bath, 2,330 sqft $144,000 $66
Bear Creek 4 Beds, 1 Bath, 2,880 sqft $143,000 $52
Madison 2 Beds, 1 Bath, 1,790 sqft $133,000 $56
Vinemont 4 Beds, 1 Bath, 2,940 sqft $253,000 $87
Killen 2 Beds, 1 Bath, 1,100 sqft $89,000 $27
Loretto, TN 4 Beds, 2 Baths, 1,860 sqft $132,000 $63
Anderson 3 Beds, 2 Baths, 1,510 sqft $136,000 $37
Underwood-Petersville 4 Beds, 2 Baths, 2,540 sqft $205,000 $82
Hayden 4 Beds, 1 Bath, 2,950 sqft $213,000 $88
Colony 2 Beds, 1 Bath, 980 sqft $101,000 $16
Baileyton 4 Beds, 3 Baths, 3,370 sqft $285,000 $79
Moores Mill 3 Beds, 1 Bath, 1,350 sqft $94,000 $34
Fairview 2 Beds, 1 Bath, 1,390 sqft $95,000 $40
Priceville 3 Beds, 2 Baths, 1,430 sqft $113,000 $22

If your Decatur, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Decatur:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $12,000
LIGHTNING $3,000
APPLIANCE RELATED WATER $20,000

Your Decatur, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Hayes-Rasbury Insurance Agency Inc, 2022 6th ave se ste b, Decatur, AL, 35601-6568 (256) 350-6315
  • Farmers: Cale Abernathy, 22270c us highway 72, Athens, AL, 35613 (256) 262-9286
  • Travelers: Ea-Kerbys Ins Agency Llc, 12495 alabama hwy 157, Moulton, AL, 35650 Phone: 256-905-0016
  • Liberty Mutual Independent: Stovall Marks Insurance Inc, 2601 danville rd sw, Decatur, AL, 35603
  • State Farm: Mike Johnson, 14675 market st, Moulton, AL, 35650-1132 256-974-0634

Your Background Impacts Your Home Insurance Quotes

Here is a list of Decatur, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 500-549 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $400
Retired 800-850 Credit Score $25 to 50,000 3 Pets, Smoker $780
Freelancer 550-599 Credit Score <$25,000 No Pets, Non-Smoker $460