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This startling study about Westover, AL Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Westover, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Westover, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Westover 4 Beds, 2 Baths, 2800 sqft $356,000 $67
Graysville 3 Beds, 1 Bath, 1,420 sqft $177,000 $36
Maytown 2 Beds, 1 Bath, 1,240 sqft $128,000 $47
Oak Grove 4 Beds, 2 Baths, 2,960 sqft $267,000 $88
Leeds 4 Beds, 3 Baths, 1,690 sqft $181,000 $46
Brookside 4 Beds, 2 Baths, 2,870 sqft $353,000 $95
Hissop 2 Beds, 1 Bath, 1,010 sqft $103,000 $34
Talladega Springs 4 Beds, 3 Baths, 2,860 sqft $276,000 $78
Gallant 3 Beds, 1 Bath, 1,290 sqft $163,000 $44
Rainbow City 4 Beds, 1 Bath, 2,310 sqft $230,000 $57
Smoke Rise 3 Beds, 1 Bath, 1,960 sqft $296,000 $70
Fairfield 3 Beds, 1 Bath, 1,840 sqft $230,000 $74
Cleveland 4 Beds, 1 Bath, 2,380 sqft $294,000 $78
Colony 4 Beds, 1 Bath, 3,340 sqft $407,000 $101
Hackneyville 3 Beds, 2 Baths, 1,870 sqft $205,000 $36
Hanceville 3 Beds, 2 Baths, 1,440 sqft $165,000 $42
Webster Chapel 2 Beds, 1 Bath, 1,160 sqft $120,000 $63
Rock Creek 4 Beds, 3 Baths, 2,550 sqft $253,000 $95
Hollins 4 Beds, 1 Bath, 3,210 sqft $457,000 $139
Gadsden 2 Beds, 1 Bath, 1,200 sqft $118,000 $37
Weaver 2 Beds, 1 Bath, 950 sqft $94,000 $29

If your Westover, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Westover:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $7,000
LIGHTNING $3,500
APPLIANCE RELATED WATER $20,000

Your Westover, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Ken Caldwell Insurance Agency Inc., 3926 lorna rd, Birmingham, AL, 35244-1004 (205) 733-0444
  • Liberty Mutual Independent: J R Prewitt & Associates Inc, 2146 highland avenue, south, Birmingham, AL, 35205
  • Travelers: Alabama Insurance Center Llc, 2032 valleydale rd, Birmingham, AL, 35244 205-988-0800
  • Farmers: Angela Johnson, 209 w college st, Columbiana, AL, 35051 (205) 669-7373
  • Liberty Mutual: Chadwick L Hartsfield, 100 corporate parkway suite 225, Birmingham, AL, 35242 1-205-995-9883

Your Background Impacts Your Home Insurance Quotes

Here is a list of Westover, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score <$25,000 2 Pets, Non-Smoker $180
Full Time Job 500-549 Credit Score >$150,000 1 Pet, Non-Smoker $450
Part Time Job 600-649 Credit Score <$25,000 3 Pets, Smoker $140