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Startling Our Town, AL Home Insurance Rates Study

This startling study about Our Town, AL Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Our Town, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Our Town, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Our Town 3 Beds, 1 Bath, 2250 sqft $177,000 $56
Elmore 2 Beds, 1 Bath, 1,060 sqft $81,000 $22
Mignon 2 Beds, 1 Bath, 1,030 sqft $81,000 $38
Ray 3 Beds, 1 Bath, 2,170 sqft $167,000 $79
Talladega Springs 3 Beds, 2 Baths, 2,010 sqft $84,000 $44
Opelika 2 Beds, 1 Bath, 1,690 sqft $89,000 $60
Lineville 4 Beds, 3 Baths, 2,220 sqft $132,000 $71
Sylacauga 4 Beds, 3 Baths, 2,240 sqft $195,000 $35
Our Town 3 Beds, 2 Baths, 2,070 sqft $157,000 $50
Redland 2 Beds, 1 Bath, 1,600 sqft $156,000 $36
Huguley 4 Beds, 2 Baths, 2,670 sqft $163,000 $55
Beulah 3 Beds, 2 Baths, 2,340 sqft $147,000 $44
Delta 3 Beds, 2 Baths, 1,450 sqft $80,000 $28
Hollins 4 Beds, 1 Bath, 3,070 sqft $219,000 $127
Jacksons' Gap 3 Beds, 1 Bath, 1,240 sqft $66,000 $38
Oak Grove 4 Beds, 3 Baths, 2,790 sqft $206,000 $93
Westover 3 Beds, 1 Bath, 1,520 sqft $106,000 $31
Millerville 3 Beds, 1 Bath, 2,200 sqft $184,000 $53
Wadley 4 Beds, 2 Baths, 3,010 sqft $260,000 $38
Billingsley 4 Beds, 1 Bath, 2,780 sqft $191,000 $80
Sycamore 4 Beds, 3 Baths, 3,290 sqft $343,000 $70

If your Our Town, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Our Town:

Claim Typical Claim Amount
VANDALISM/MALICIOUS MISCHIEF $7,000
OPTIONAL COVERAGE LOSSES $11,500
WATER DAMAGE $7,500

Your Our Town, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Daughtry Ins Agency Inc, 1107 cherokee rd, Alexander City, AL, 35010-3919 (256) 234-7781
  • Liberty Mutual Independent: First Insurance Inc, 346 madison st, Alex City, AL, 35010 (256) 329-0888
  • Travelers: Dark Insurance Agency Inc, 410 hillabee st, Alexander City, AL, 35011 256-234-5026
  • Farmers: D. Scott Gordon, 153 alabama st, Alexander City, AL, 35010 (256) 409-2299
  • State Farm: Harold Cochran, 2048 cherokee rd, Alex City, AL, 35010-3439 256-234-2700

Your Background Impacts Your Home Insurance Quotes

Here is a list of Our Town, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $120
Part Time Job 550-599 Credit Score <$25,000 3 Pets, Non-Smoker $70
Unemployed 500-549 Credit Score <$25,000 1 Pet, Non-Smoker $190