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This startling study about Gallant, AL Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Gallant, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Gallant, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Gallant 2 Beds, 1 Bath, 1680 sqft $184,000 $60
Westover 2 Beds, 1 Bath, 1,800 sqft $199,000 $61
Ivalee 2 Beds, 1 Bath, 930 sqft $68,000 $21
Woodville 2 Beds, 1 Bath, 970 sqft $48,000 $23
Harpersville 3 Beds, 2 Baths, 2,310 sqft $212,000 $51
Nances Creek 3 Beds, 2 Baths, 1,560 sqft $123,000 $36
Jacksonville 2 Beds, 1 Bath, 1,420 sqft $76,000 $51
Gardendale 3 Beds, 2 Baths, 2,050 sqft $151,000 $44
Palmerdale 3 Beds, 2 Baths, 2,210 sqft $106,000 $43
Pinson 2 Beds, 1 Bath, 1,710 sqft $105,000 $45
Susan Moore 2 Beds, 1 Bath, 1,280 sqft $103,000 $33
Hollis Crossroads 3 Beds, 1 Bath, 1,900 sqft $162,000 $70
County Line 3 Beds, 2 Baths, 1,800 sqft $135,000 $37
Vinemont 2 Beds, 1 Bath, 1,570 sqft $144,000 $50
Vinemont 3 Beds, 2 Baths, 1,860 sqft $105,000 $56
Edwardsville 3 Beds, 2 Baths, 2,140 sqft $235,000 $73
Shiloh 2 Beds, 1 Bath, 1,300 sqft $97,000 $34
Reece City 3 Beds, 1 Bath, 1,290 sqft $55,000 $16
Graysville 3 Beds, 1 Bath, 2,370 sqft $244,000 $71
Lincoln 3 Beds, 2 Baths, 1,990 sqft $122,000 $46
New Hope 2 Beds, 1 Bath, 910 sqft $72,000 $21

If your Gallant, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Gallant:

Claim Typical Claim Amount
LIGHTNING $3,500
WATER DAMAGE $7,500
HAIL $6,500

Your Gallant, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Tony G King Insurance Agency Inc, 10000 al highway 168, Boaz, AL, 35957-1886 (256) 593-0221
  • Farmers: Phillip Walker, 768 us highway 431, Boaz, AL, 35957 (256) 593-2000
  • Travelers: Allison Agency Inc, 8457 us hwy 431, Albertville, AL, 35950 256-891-8686
  • Liberty Mutual Independent: Allison Agency Inc, 87563 us highway 278, Snead, AL, 35952 205-466-5555
  • State Farm: Bob Haller, 1720 rainbow dr ste a, Gadsden, AL, 35901-5502 256-543-2400

Your Background Impacts Your Home Insurance Quotes

Here is a list of Gallant, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 800-850 Credit Score <$25,000 2 Pets, Smoker $190
Full Time Job 650-699 Credit Score $50 to $75,000 3 Pets, Smoker $450
Unemployed 600-649 Credit Score <$25,000 1 Pet, Smoker $170