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Given here are some important aspects of your Mobile County, Alabama Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Mobile County, AL is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Mobile County, AL & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Mobile County 3 Beds, 2 Baths, 1930 sqft $120,000 $46
Moss Point, MS 2 Beds, 1 Bath, 1,650 sqft $83,000 $34
Point Clear 3 Beds, 2 Baths, 2,020 sqft $224,000 $55
Dauphin Island 4 Beds, 2 Baths, 1,650 sqft $101,000 $48
Saraland 2 Beds, 1 Bath, 1,060 sqft $123,000 $28
Gulf Hills, MS 4 Beds, 2 Baths, 2,550 sqft $205,000 $71
Vinegar Bend 2 Beds, 1 Bath, 1,750 sqft $181,000 $42
Latimer, MS 4 Beds, 1 Bath, 3,170 sqft $293,000 $75
Sims Chapel 2 Beds, 1 Bath, 1,560 sqft $147,000 $54
Belle Fontaine 4 Beds, 3 Baths, 3,150 sqft $218,000 $75
Summerdale 2 Beds, 1 Bath, 1,440 sqft $177,000 $73
Vancleave, MS 2 Beds, 1 Bath, 1,760 sqft $165,000 $63
Perdido Beach 2 Beds, 1 Bath, 1,200 sqft $109,000 $31
Silverhill 3 Beds, 2 Baths, 1,630 sqft $100,000 $60
Citronelle 2 Beds, 1 Bath, 1,710 sqft $164,000 $56
Escatawpa, MS 3 Beds, 1 Bath, 1,810 sqft $152,000 $56
Robertsdale 4 Beds, 1 Bath, 2,350 sqft $143,000 $84
Malcolm 3 Beds, 2 Baths, 1,540 sqft $108,000 $43
Deer Park 3 Beds, 1 Bath, 2,240 sqft $116,000 $74
Hurley, MS 4 Beds, 1 Bath, 3,270 sqft $324,000 $73
Mount Vernon 3 Beds, 1 Bath, 1,970 sqft $118,000 $47

If your Mobile County, AL home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Mobile County:

Claim Typical Claim Amount
OPTIONAL COVERAGE LOSSES $12,000
HAIL $6,000
LIGHTNING $3,000

Your Mobile County, AL insurance agent (see examples below) can help with your claims.

  • Nationwide: Butler Insurance Agency Inc, 5441 hwy 90 w ste 24, Mobile, AL, 36619 (251) 666-5343
  • Liberty Mutual Independent: Schneider Insurance Agency Inc, 4266 cottage hill rd, Mobile, AL, 36609 251-666-5472
  • Travelers: Statewide Auto & Home, 3221 spring hill ave, Mobile, AL, 36607 251-476-4400
  • Farmers: Sheila Booth, 809a daphne ave, Daphne, AL, 36526 (251) 621-1822
  • GEICO: Ron Davis, 3766 airport boulevard, suite c, Mobile, AL, 36608 (251) 445-0053

Your Background Impacts Your Home Insurance Quotes

Here is a list of Mobile County, AL homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $75 to $100,000 1 Pet, Smoker $590
Unemployed 750-799 Credit Score <$25,000 No Pets, Non-Smoker $920
Part Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $1,130