The variables explained here drive your Morgan County, Alabama Home Insurance Rates & focusing on them can qualify you for a really cheap quote.
Here is a list of replacement costs & home insurance for Morgan County, AL & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Morgan County | 3 Beds, 1 Bath, 1960 sqft | $105,000 | $39 |
| Redstone Arsenal | 4 Beds, 2 Baths, 2,680 sqft | $175,000 | $43 |
| Flintville, TN | 3 Beds, 2 Baths, 1,600 sqft | $86,000 | $39 |
| Albertville | 4 Beds, 2 Baths, 2,570 sqft | $218,000 | $70 |
| Lexington | 4 Beds, 2 Baths, 2,700 sqft | $164,000 | $46 |
| Holly Pond | 2 Beds, 1 Bath, 1,130 sqft | $112,000 | $40 |
| Morris | 4 Beds, 3 Baths, 2,890 sqft | $169,000 | $69 |
| Trinity | 3 Beds, 1 Bath, 1,930 sqft | $177,000 | $51 |
| Ivalee | 2 Beds, 1 Bath, 1,640 sqft | $113,000 | $45 |
| Kimberly | 4 Beds, 2 Baths, 2,850 sqft | $179,000 | $72 |
| Hanceville | 4 Beds, 1 Bath, 3,100 sqft | $173,000 | $81 |
| Danville | 3 Beds, 2 Baths, 2,310 sqft | $143,000 | $53 |
| Vinemont | 3 Beds, 2 Baths, 1,480 sqft | $111,000 | $38 |
| Harvest | 4 Beds, 3 Baths, 2,510 sqft | $144,000 | $59 |
| Triana | 2 Beds, 1 Bath, 1,010 sqft | $96,000 | $17 |
| Lynn | 2 Beds, 1 Bath, 1,220 sqft | $87,000 | $31 |
| Ardmore, TN | 4 Beds, 2 Baths, 3,230 sqft | $271,000 | $74 |
| Manchester | 2 Beds, 1 Bath, 1,750 sqft | $167,000 | $48 |
| Oakville | 2 Beds, 1 Bath, 1,370 sqft | $114,000 | $41 |
| Joppa | 4 Beds, 3 Baths, 3,040 sqft | $203,000 | $99 |
| Bremen | 4 Beds, 1 Bath, 3,340 sqft | $226,000 | $87 |
Here are some typical claims filed in Morgan County:
| Claim | Typical Claim Amount |
|---|---|
| WIND | $17,000 |
| FIRE | $46,500 |
| OPTIONAL COVERAGE LOSSES | $12,000 |
Your Morgan County, AL insurance agent (see examples below) can help with your claims.
Here is a list of Morgan County, AL homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Retired | 800-850 Credit Score | $25 to 50,000 | 3 Pets, Smoker | $360 |
| Unemployed | 600-649 Credit Score | <$25,000 | More than 3 Pets at home, Smoker | $1,320 |
| Freelancer | 650-699 Credit Score | $100 to $150,000 | No Pets, Smoker | $590 |