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This startling study about Haines, AK Home Insurance Rates will give you a different perspective & keep your homeowners insurance really low.

Replacement Value of your home in Haines, AK is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Haines, AK & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Haines 2 Beds, 1 Bath, 1120 sqft $109,000 $40
Haines 3 Beds, 1 Bath, 1,460 sqft $180,000 $66
Mud Bay 2 Beds, 1 Bath, 1,450 sqft $151,000 $45
Lutak 3 Beds, 1 Bath, 1,690 sqft $157,000 $39
Klukwan 2 Beds, 1 Bath, 1,240 sqft $123,000 $50
Covenant Life 3 Beds, 1 Bath, 2,020 sqft $204,000 $76
Mosquito Lake 2 Beds, 1 Bath, 1,050 sqft $146,000 $38
Skagway 3 Beds, 1 Bath, 2,180 sqft $238,000 $105
Gustavus 2 Beds, 1 Bath, 1,080 sqft $155,000 $37
Excursion Inlet 3 Beds, 1 Bath, 2,270 sqft $158,000 $65

If your Haines, AK home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Haines:

Claim Typical Claim Amount
FIRE $77,500
FREEZING WATER (INCLUDES BURSTING PIPES) $17,500
PHYSICAL DAMAGE $7,000

Your Haines, AK insurance agent (see examples below) can help with your claims.

  • Allstate: Chilkoot-Gateway Insurance Agency, 251 state street, Skagway, AK, 99840 (907) 983-2240

Your Background Impacts Your Home Insurance Quotes

Here is a list of Haines, AK homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score <$25,000 2 Pets, Non-Smoker $330
Freelancer 600-649 Credit Score >$150,000 No Pets, Smoker $360
Retired 750-799 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $360