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Given here are some important aspects of your Nikiski, AK Home Insurance that impact your rates & can support you in getting a great deal.

Replacement Value of your home in Nikiski, AK is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Nikiski, AK & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Nikiski 3 Beds, 2 Baths, 1830 sqft $183,000 $61
Nikiski 3 Beds, 1 Bath, 1,630 sqft $173,000 $35
Salamatof 4 Beds, 2 Baths, 3,140 sqft $242,000 $87
Kenai 4 Beds, 3 Baths, 2,730 sqft $210,000 $91
Ridgeway 2 Beds, 1 Bath, 1,600 sqft $132,000 $50
Soldotna 2 Beds, 1 Bath, 1,510 sqft $135,000 $68
Kalifornsky 3 Beds, 1 Bath, 2,050 sqft $154,000 $65
Sterling 2 Beds, 1 Bath, 1,250 sqft $145,000 $62
Funny River 4 Beds, 3 Baths, 1,830 sqft $136,000 $50
Point Possession 2 Beds, 1 Bath, 1,580 sqft $211,000 $50
Tyonek 4 Beds, 2 Baths, 2,930 sqft $318,000 $117
Kasilof 2 Beds, 1 Bath, 1,310 sqft $182,000 $50
Cohoe 4 Beds, 3 Baths, 2,780 sqft $274,000 $103
Beluga 3 Beds, 2 Baths, 1,920 sqft $134,000 $38
Clam Gulch 3 Beds, 1 Bath, 1,250 sqft $118,000 $35
Cook Inlet 2 Beds, 1 Bath, 1,440 sqft $145,000 $40
Ninilchik 3 Beds, 2 Baths, 1,670 sqft $162,000 $43

If your Nikiski, AK home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Nikiski:

Claim Typical Claim Amount
FIRE $77,500
THEFT/BURGLARY $3,000
LIABILITY (ALL OTHER) $21,000

Your Nikiski, AK insurance agent (see examples below) can help with your claims.

  • State Farm: Nancy Field, 35202 spur hwy ste 1, Soldotna, AK, 99669-7645 907-262-4440
  • Allstate: 1st Alaska Insurance, 35681 kenai spur hwy, Soldotna, AK, 99669 (907) 262-4425

Your Background Impacts Your Home Insurance Quotes

Here is a list of Nikiski, AK homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 800-850 Credit Score $100 to $150,000 2 Pets, Smoker $520
Retired 600-649 Credit Score No Income More than 3 Pets at home, Non-Smoker $780
Full Time Job 750-799 Credit Score $25 to 50,000 1 Pet, Non-Smoker $400