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Read about what causes changes in your Nome, Alaska Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Nome, AK is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Nome, AK & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Nome 3 Beds, 2 Baths, 1610 sqft $193,000 $78
Nome 2 Beds, 1 Bath, 1,360 sqft $97,000 $39
White Mountain 4 Beds, 3 Baths, 1,800 sqft $156,000 $56
Golovin 2 Beds, 1 Bath, 1,010 sqft $75,000 $33

If your Nome, AK home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Nome:

Claim Typical Claim Amount
PHYSICAL DAMAGE $6,500
ACCIDENTAL DISCHARGE/LEAKAGE $16,000
OPTIONAL COVERAGE LOSSES $15,500

Your Background Impacts Your Home Insurance Quotes

Here is a list of Nome, AK homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 750-799 Credit Score <$25,000 More than 3 Pets at home, Smoker $260
Full Time Job 650-699 Credit Score $100 to $150,000 2 Pets, Non-Smoker $760
Part Time Job 600-649 Credit Score $25 to 50,000 3 Pets, Non-Smoker $240