The variables explained here drive your Fairbanks, Alaska Home Insurance Rates & focusing on them can qualify you for a really cheap quote.
Here is a list of replacement costs & home insurance for Fairbanks, AK & nearby areas
| Place | Typical Home Size | Replacement Cost | Monthly Home Insurance Cost |
|---|---|---|---|
| Fairbanks | 3 Beds, 2 Baths, 2240 sqft | $258,000 | $62 |
| Nenana | 3 Beds, 2 Baths, 1,990 sqft | $234,000 | $45 |
| Van Horn | 2 Beds, 1 Bath, 1,040 sqft | $104,000 | $33 |
| Fox | 4 Beds, 3 Baths, 2,860 sqft | $273,000 | $87 |
| Pleasant Valley | 2 Beds, 1 Bath, 1,140 sqft | $102,000 | $24 |
| Steele Creek | 3 Beds, 2 Baths, 1,550 sqft | $199,000 | $59 |
| Harding Birch Lakes | 3 Beds, 2 Baths, 2,200 sqft | $267,000 | $72 |
| Fairbanks | 2 Beds, 1 Bath, 1,090 sqft | $99,000 | $38 |
| Salcha | 2 Beds, 1 Bath, 1,100 sqft | $112,000 | $42 |
| Livengood | 3 Beds, 1 Bath, 1,850 sqft | $181,000 | $75 |
| Chena Ridge | 3 Beds, 1 Bath, 1,400 sqft | $144,000 | $46 |
| Eielson AFB | 3 Beds, 2 Baths, 1,640 sqft | $255,000 | $97 |
| Moose Creek | 3 Beds, 2 Baths, 1,470 sqft | $172,000 | $33 |
| College | 3 Beds, 2 Baths, 1,580 sqft | $239,000 | $81 |
| Two Rivers | 4 Beds, 2 Baths, 2,340 sqft | $298,000 | $118 |
| Farmers Loop | 4 Beds, 1 Bath, 1,870 sqft | $156,000 | $57 |
| Badger | 3 Beds, 1 Bath, 2,080 sqft | $149,000 | $51 |
| Goldstream | 2 Beds, 1 Bath, 1,190 sqft | $182,000 | $43 |
| Fairbanks North Star | 3 Beds, 2 Baths, 1,960 sqft | $302,000 | $39 |
| North Pole | 2 Beds, 1 Bath, 1,750 sqft | $229,000 | $76 |
| Ester | 3 Beds, 2 Baths, 2,000 sqft | $250,000 | $108 |
Here are some typical claims filed in Fairbanks:
| Claim | Typical Claim Amount |
|---|---|
| FREEZING WATER (INCLUDES BURSTING PIPES) | $21,000 |
| THEFT/BURGLARY | $3,000 |
| LIABILITY (ALL OTHER) | $22,000 |
Your Fairbanks, AK insurance agent (see examples below) can help with your claims.
Here is a list of Fairbanks, AK homeowners with differing backgrounds & their changing home insurance.
| Employment Status | Credit Score | Income Level | Other Details | Monthly Home Insurance Rate |
|---|---|---|---|---|
| Freelancer | Up to 499 Credit Score | $100 to $150,000 | 3 Pets, Non-Smoker | $240 |
| Retired | 650-699 Credit Score | <$25,000 | 2 Pets, Non-Smoker | $130 |
| Unemployed | 800-850 Credit Score | No Income | No Pets, Smoker | $590 |