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Read about what causes changes in your Kachemak, AK Home Insurance Rates & get great deals with that insight when you compare quotes.

Replacement Value of your home in Kachemak, AK is the biggest driver of your coverage & home insurance.

Here is a list of replacement costs & home insurance for Kachemak, AK & nearby areas

Place Typical Home Size Replacement Cost Monthly Home Insurance Cost
Kachemak 4 Beds, 1 Bath, 2030 sqft $223,000 $159
Kachemak 4 Beds, 3 Baths, 1,780 sqft $222,000 $146
Homer 3 Beds, 2 Baths, 1,890 sqft $321,000 $47
Diamond Ridge 4 Beds, 2 Baths, 3,110 sqft $388,000 $171
Fritz Creek 2 Beds, 1 Bath, 1,390 sqft $149,000 $53
Anchor Point 3 Beds, 1 Bath, 1,430 sqft $156,000 $51
Halibut Cove 2 Beds, 1 Bath, 1,290 sqft $239,000 $49
Nikolaevsk 3 Beds, 2 Baths, 2,150 sqft $233,000 $87
Seldovia Village 2 Beds, 1 Bath, 1,220 sqft $216,000 $78
Happy Valley 2 Beds, 1 Bath, 1,150 sqft $202,000 $45
Seldovia 4 Beds, 1 Bath, 2,160 sqft $333,000 $63
Fox River 2 Beds, 1 Bath, 1,550 sqft $365,000 $68
Ninilchik 4 Beds, 1 Bath, 2,130 sqft $279,000 $119
Port Graham 4 Beds, 1 Bath, 1,660 sqft $299,000 $101
Nanwalek 4 Beds, 2 Baths, 1,940 sqft $176,000 $50
Clam Gulch 2 Beds, 1 Bath, 1,080 sqft $110,000 $41
Cohoe 2 Beds, 1 Bath, 1,350 sqft $240,000 $115
Kasilof 4 Beds, 3 Baths, 2,760 sqft $413,000 $202

If your Kachemak, AK home has prior claims, your insurance is likelier to be higher

Here are some typical claims filed in Kachemak:

Claim Typical Claim Amount
ACCIDENTAL DISCHARGE/LEAKAGE $14,000
LIABILITY (ALL OTHER) $21,000
WATER DAMAGE $15,000

Your Kachemak, AK insurance agent (see examples below) can help with your claims.

  • State Farm: Mike Barth, 3726 lake st ste c, Homer, AK, 99603-7663 907-226-3600
  • Allstate: Homer Insurance Ctr, 509 sterling hwy ste 201, Homer, AK, 99603 (907) 235-3881

Your Background Impacts Your Home Insurance Quotes

Here is a list of Kachemak, AK homeowners with differing backgrounds & their changing home insurance.

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score $25 to 50,000 3 Pets, Smoker $100
Full Time Job 750-799 Credit Score >$150,000 More than 3 Pets at home, Smoker $470
Freelancer 650-699 Credit Score >$150,000 2 Pets, Smoker $1,010